Mortgage Underwriter

Job Type:
Job Sector:
£18,500 to £18,500 per annum
Salary Description:
Up to UKP 18500 per year
Skipton Building Society
Job Ref:

Job IntroductionFor most people, taking out a mortgage is one of life’s big milestones.
For us, it’s about keeping the customer’s best interests at heart when we’re
deciding whether to lend. That’s where you come in. We’re looking for a
confident decision maker to assess mortgage applications and make informed
lending decisions based on a customer’s circumstances and our affordability
model. Main ResponsibilitiesYou’ll be involved in doing a credit search, checking a bank statement
or answering a query over the phone. You’ll also be assessing applications and
weighing them up against our lending policy to make sure they meet our criteria
and ultimately the decision to lend.The applications will be varied and interesting and we’ll make sure
you’re fully trained to deal with anything that comes your way, from shared
ownership cases through to people buying houses on their own.Ideal CandidateIt’s great when you can say yes, but sometimes you’ll have to turn
people down when they apply for a mortgage. This decision is a very important
aspect of the role and as such will be made by you. Therefore you must be
comfortable and competent in your decision making as well as being clear and
articulate in your communication to all involved, being able to adapt your
communication style to different circumstances.Our customers are at the heart of ev
erything we do at Skipton, so
you’ll need a genuine respect for people and service skills our customers will
love. You’ll also be a key contributor in a team that’s growing and evolving,
so if you’re one of those people who embraces change, we’d love to have you on
board. About Skipton Building SocietyAt Skipton Building Society we are not just another Financial Services Institution we are a mutual organisation, which means we are owned by our members and believe in placing them at the heart of everything we do. The same goes for our people. We can only be successful as a business if we have great people and we believe in treating people as individuals. Our values are Trust, Ownership and One Team which reflect the attitudes and way of working everyone here displays on a daily basis, and which are key to the delivery of the outstanding level of personal service we offer our customers.We’re committed to creating a diverse and inclusive workplace where every colleague has an opportunity to fulfil their career potential. We respect and appreciate the value that our colleagues’ unique differences can bring and offer consideration for anyone seeking a more flexible work-life balance. If you have a need for flexibility then please let us know.Why Work For UsWe’re committed to paying
our people fairly for the role they undertake and provide a wide range of
benefits to support our colleagues’ finances and wellbeing, including our
Employee Assistance programme, the opportunity to buy extra holidays and
shopping discount vouchers You’ll be able to shape your career within your team and can expect a
structured learning and development programme where you’ll be valued recognised
and rewarded.  More information on our benefits can be found hereSkipton are an equal
opportunities employer and we welcome applications from all suitably skilled or
qualified applicants, regardless of their race, sex, disability
religion/beliefs, sexual orientation or age

Contact Details:
Skipton Building Society
Tel: 0200 000 0000
Contact: Emily Reynolds

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